Meet Leo. He moved to Switzerland for work and makes every money mistake so you don't have to. Short animated stories about pillars, tax, investing, health insurance and rent, for expats (and curious Swiss).
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AHV, pension fund, 3a, 3b: what each one does and what you can take with you.
ETFs, index funds, brokers and robo-advisors, and what they really cost you.
Withholding tax vs a full return, deductions, and when filing is worth it.
Health insurance deductibles: low or high, and who should pick which.
Deposits, moving out, and where a Swiss salary really goes.
Leo wanted to save tax, so he opened a pillar 3. A 3b. Only the 3a is deductible: up to CHF 7,258 a year in 2026 if you have a pension fund. And since 2026, missed 3a years from 2025 onwards can be paid in later.
A one-page cheat sheet on Swiss pillars for expats: what to open, what to skip, and what happens when you leave.
Coming soon