Swiss money,
explained with stories

Meet Leo. He moved to Switzerland for work and makes every money mistake so you don't have to. Short animated stories about pillars, tax, investing, health insurance and rent, for expats (and curious Swiss).

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Leo, hands on hips, in his red bomber jacket

What we explain

Pillars

AHV, pension fund, 3a, 3b: what each one does and what you can take with you.

Investing

ETFs, index funds, brokers and robo-advisors, and what they really cost you.

Tax

Withholding tax vs a full return, deductions, and when filing is worth it.

Insurance

Health insurance deductibles: low or high, and who should pick which.

Rent

Deposits, moving out, and where a Swiss salary really goes.

Latest story

Cover: Tax saved CHF 0, wrong pillar
This is Leo · #1

He opened the wrong pillar 3

Leo wanted to save tax, so he opened a pillar 3. A 3b. Only the 3a is deductible: up to CHF 7,258 a year in 2026 if you have a pension fund. And since 2026, missed 3a years from 2025 onwards can be paid in later.

Free guide

A one-page cheat sheet on Swiss pillars for expats: what to open, what to skip, and what happens when you leave.

Coming soon
Leo thinking

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